Mentagent

MentAgent

Terms of Service

Effective date: May 6, 2026 · Last updated: May 30, 2026 · Version: 2026-05-30

1. Agreement to Terms

By accessing or using the MentAgent platform at mentagent.ai (the "Service"), operated by MentAgent, Inc. ("MentAgent," "we," "us," or "our"), you agree to be bound by these Terms of Service (the "Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms apply to all users of the Service, including individual agents, group administrators, and brokerage teams. These Terms incorporate our Privacy Policy by reference — please review it at mentagent.ai/privacy.

2. Description of Service

MentAgent is an AI-powered assistant platform designed for licensed real estate professionals. The Service provides configurable AI skills that help agents with day-to-day workflows, including but not limited to:

• Email drafting, triage, and response generation. • Daily briefings and client communication summaries. • Listing description generation. • Showing coordination and calendar management. • Document analysis and offer comparison. • Custom AI skills created by users, groups, or the platform.

The Service uses third-party AI models (currently Anthropic Claude) to generate content. We reserve the right to change underlying AI providers with reasonable notice. We reserve the right to modify, suspend, or discontinue any part of the Service at any time. For material changes, we will provide at least 30 days' notice by email or through the Service.

3. User Accounts

3.1 Registration

You must create an account to access the Service. You may register using Google Sign-In or email and password. You agree to provide accurate and complete information when creating your account and to keep that information current.

When you register using Google Sign-In, MentAgent may request access to your Google profile information (name, email, photo, phone number, address, birthday, and gender) to pre-populate your profile. This information is used solely for your profile and is not shared or sold.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately at legal@mentagent.ai if you become aware of any unauthorized use of your account.

For accounts using Google Sign-In, your authentication security is managed by Google and subject to your Google Account settings. For accounts using email and password, you are responsible for choosing a strong password.

3.3 Account Types

The Service offers multiple subscription tiers: Free, Early Access, Pro, Teams, and MentAgent (internal). Each tier provides access to different features and capabilities. Your current plan determines which features are available to you, including the types of skills you can create, the integrations you can enable, and whether you can participate in groups.

4. Third-Party Integrations

Certain skills require access to third-party services through OAuth authorization. When you enable a skill that requires an integration, MentAgent will request only the specific permissions (OAuth scopes) necessary for that skill. Currently supported integrations include:

• Google Gmail — for reading emails, generating summaries, and drafting responses. • Google Calendar — for reading events and coordinating showings. • Google Drive — for reading and writing files used by skills you enable (transaction summaries, listing photos, brochures, generated documents).

By authorizing these integrations, you grant MentAgent permission to access the specified data on your behalf. You may revoke access to any integration at any time through your dashboard or through the third-party provider's settings. Revoking access will disable any skills that depend on that integration.

MentAgent's use of Google user data complies with the Google API Services User Data Policy, including the Limited Use requirements. We access, use, store, and share Google user data only as described in our Privacy Policy.

Browser automation. For third-party websites that do not expose an API, MentAgent can optionally drive a hosted browser session (through Browserbase) on your behalf using credentials you store in your account. This feature is provided on a best-effort basis: third-party sites may change their layout, enforce bot-detection, require CAPTCHAs, or otherwise prevent automated access. The assistant's default behavior is to save a draft and hand off to you for the final submit; for sites without a save mechanism, the assistant pauses and requires your explicit approval through an in-app confirmation before any submit-class click. You are responsible for ensuring that your use of browser automation complies with the destination site's terms of service. MentAgent is not liable for actions taken on third-party sites under credentials you have provided, including any consequences of approvals you authorize through the confirmation dialog.

5. AI-Generated Content

5.1 Nature of AI Output

The Service uses artificial intelligence to generate content on your behalf. AI-generated content may include email drafts, listing descriptions, client summaries, market analyses, and other text. You acknowledge that:

• AI-generated content may contain errors, inaccuracies, or omissions. • AI-generated content does not constitute legal, financial, or professional real estate advice. • AI-generated content may not comply with your local real estate board regulations, MLS rules, or brokerage policies. • You are solely responsible for reviewing, editing, and verifying all AI-generated content before use.

5.2 Professional Responsibility

MentAgent is a productivity tool — it does not replace your professional judgment as a licensed real estate agent. You remain fully responsible for:

• All communications sent to clients, prospects, and other parties, including those drafted or suggested by the Service. • Compliance with your state or provincial real estate commission rules, NAR Code of Ethics, CREA guidelines, or equivalent regulatory requirements in your jurisdiction. • The accuracy of listing information, property descriptions, and market data in any content you publish or distribute. • Ensuring that AI-generated content complies with fair housing laws, truth-in-advertising requirements, and anti-discrimination regulations.

MentAgent does not guarantee that AI-generated content will comply with any specific regulatory framework.

5.3 Scheduled Skills

Some skills can be configured to run automatically on a schedule (daily, weekly, or monthly). When you enable a scheduled skill, the Service will execute the skill and generate output at the configured times without requiring manual approval of each execution. You are responsible for reviewing scheduled skill outputs and for any content that is delivered or published automatically on your behalf.

6. AI Data Processing

When a skill executes, relevant context from your profile, connected integrations, and skill inputs is sent to a third-party AI model for processing. You acknowledge and agree that:

• Your data is transmitted to and processed by third-party AI providers (currently Anthropic) under their commercial API terms. • Your data is not used by MentAgent or its AI providers to train or fine-tune AI models. • Prompt content and generated outputs are stored in your account as skill outputs and agent logs, subject to the data retention terms in our Privacy Policy.

If you use the Bring Your Own Key (BYOK) feature and provide your own API key, AI requests are made using your key and are subject to your own agreement with the AI provider. You are solely responsible for any charges incurred on your API key. Your API key is stored server-side with encryption and is never exposed to the client application.

7. Skills & Custom Content

7.1 Custom Skills

You may create custom skills with your own prompts, input fields, and configurations. Custom skills you create are stored in your account and are your intellectual property. MentAgent does not claim ownership of your custom skill prompts or configurations.

MentAgent may analyze anonymized, aggregated skill usage patterns (e.g., which skill categories are most popular) to improve the Service, but will not access, use, or disclose the content of your custom skill prompts without your consent.

7.2 Skill Scopes

Skills may have different scopes depending on your plan and permissions:

• Personal — visible only to you. • Group — shared with members of a group you administer. Group skills are owned by the group administrator who created them. • Platform — available to all MentAgent users. Platform skills are created and maintained by MentAgent.

When you share a skill with a group, members of that group can execute the skill but cannot view or modify its prompt. If you leave a group or your admin role is removed, group skills you created remain with the group.

7.3 Skill Outputs

Content generated by skill execution ("skill outputs") is stored in your account. You own your skill outputs. Skill outputs are retained according to the data retention terms in our Privacy Policy. MentAgent does not use the content of your skill outputs for any purpose other than delivering the Service to you.

8. Groups & Teams

8.1 Group Features

The Service allows users to create and join groups (e.g., brokerage teams). Groups have administrators and members with different levels of access. Group features include shared skills, group messaging, and administrative oversight.

8.2 Group Administrators

Group administrators are responsible for managing their group's membership, shared skills, and group settings. Administrators may:

• Approve or reject join requests. • Create and manage group-scoped skills available to all group members. • View group-level activity and messaging.

Administrators do not have access to members' personal skills, private agent logs, raw email or calendar data, or personal account settings.

8.3 Group Billing

Groups may use individual billing (each member pays their own subscription) or group billing (the group administrator pays for all members). Under group billing, the billing administrator has visibility into subscription status and skill usage metrics for billing purposes. Detailed skill outputs and personal content remain private to each member.

8.4 Leaving a Group

When you leave a group, your access to group-scoped skills is revoked immediately. Messages you posted in group channels are retained but your name may be anonymized. Your personal skills, outputs, and profile data are not affected by leaving a group.

9. Subscription Plans & Billing

9.1 Plans

The Service is offered under multiple subscription tiers with different features and pricing. Current plan details and pricing are available at mentagent.ai/pricing. We reserve the right to change plan pricing or features with at least 30 days' notice. Price changes do not apply to the current billing period.

9.2 Billing

Paid subscriptions are billed in advance on a recurring basis (monthly or annually) through Stripe. You authorize MentAgent to charge your payment method on file for each billing cycle. Failed payments may result in service suspension after a reasonable grace period.

We do not store your credit card details. All payment processing is handled by Stripe and subject to Stripe's terms of service.

9.3 Cancellation & Refunds

You may cancel your subscription at any time through your dashboard. Upon cancellation:

• Your account remains active until the end of the current billing period. • After the billing period ends, your account reverts to the Free tier. • Features exclusive to your former plan become unavailable, but your data is retained.

Refunds are issued at MentAgent's discretion. We generally do not provide refunds for partial billing periods. If we discontinue the Service, we will provide a prorated refund for any unused portion of your subscription.

9.4 Plan Changes

When you downgrade your plan, features that exceed your new plan's limits become read-only or unavailable. For example, group-scoped skills may be disabled if your new plan does not support groups. Your data is not deleted when you downgrade — it is retained and becomes accessible again if you upgrade.

10. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws, regulations, or real estate licensing requirements. • Generate misleading, fraudulent, or deceptive content, including false listing information or fabricated property details. • Send unsolicited communications (spam) to clients or prospects. • Misrepresent AI-generated content as human-written when disclosure is required by law or regulation. • Infringe upon the intellectual property or privacy rights of others. • Interfere with or disrupt the Service or its infrastructure. • Attempt to gain unauthorized access to any part of the Service, other users' accounts, or other users' data. • Scrape, crawl, or use automated means to access the Service beyond provided APIs and interfaces. • Circumvent usage limits, plan restrictions, or access controls. • Use the browser-automation feature to scrape copyrighted content at scale, circumvent rate limits or anti-bot measures on third-party sites, or take actions that violate the destination site's terms of service. • Use the Service in a manner that violates fair housing laws or anti-discrimination regulations.

We reserve the right to suspend or terminate accounts that violate these terms.

11. Intellectual Property

11.1 Your Content

You retain ownership of all content you provide to the Service, including your profile information, custom skill prompts, and skill inputs. You grant MentAgent a limited, non-exclusive license to use your content solely as necessary to provide the Service to you.

11.2 AI-Generated Content

Content generated by the Service on your behalf (skill outputs) is provided for your use. MentAgent does not claim ownership of AI-generated content produced for you. You may use, modify, and distribute your skill outputs without restriction, subject to applicable laws and regulations.

11.3 MentAgent Property

MentAgent retains all rights to the Service itself, including its software, design, platform skill definitions, documentation, and branding. Nothing in these Terms grants you any right to use MentAgent's trademarks, logos, or brand materials without our prior written consent.

12. Data Privacy

Our collection, use, and protection of your personal information is governed by our Privacy Policy, available at mentagent.ai/privacy. By using the Service, you consent to the data practices described in the Privacy Policy.

Key points:

• We do not sell your personal information. • We do not use your data to train AI models. • You may request access to, correction of, or deletion of your personal data at any time. • Platform data is stored in the United States. Interaction data is stored in the jurisdiction matching your primary business location. • Authorized MentAgent staff with super-admin permission may temporarily "adopt" your account for support you have requested or for security investigations. These sessions are multi-factor protected, time-boxed to one hour, and logged. See Privacy Policy Section 7 for the full description. • If you are located in the European Union, you have additional rights under the General Data Protection Regulation (GDPR). See our Privacy Policy for details.

13. Service Availability

MentAgent is currently available to licensed real estate professionals operating in the United States and Canada. We plan to expand to additional jurisdictions over time; users in countries we have not yet enabled can join the waitlist at sign-up.

• Platform infrastructure and stored data reside in the United States (GCP us-west1, Firestore nam5) regardless of your country of business. • Cross-border data transfers (e.g., between Canadian users and U.S. infrastructure, or between either and AI providers based in the United States) are conducted in compliance with applicable data protection laws. • Canadian users: Your use of the Service is subject to PIPEDA and applicable provincial privacy legislation. Data residency in Canada is planned but not yet available; until it ships, Canadian-user interaction data is stored in the United States.

Paid subscription plans, billing-country verification (via Stripe), and regulatory disclosure templates apply to the enabled markets only. Free-tier signup is restricted to the same markets; users elsewhere can join the waitlist to be notified when we expand.

14. Limitation of Liability

To the maximum extent permitted by applicable law:

• MentAgent shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of revenue, loss of clients, loss of data, or damages arising from reliance on AI-generated content. • MentAgent's total cumulative liability to you for any and all claims arising from or related to the Service shall not exceed the fees you paid to MentAgent in the twelve (12) months preceding the claim. • MentAgent is not liable for actions taken by third-party AI providers, integration providers, or payment processors. • MentAgent is not liable for the accuracy or completeness of AI-generated content, or for any consequences of using such content in real estate transactions.

These limitations apply even if MentAgent has been advised of the possibility of such damages.

15. Indemnification

You agree to indemnify and hold harmless MentAgent, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from:

• Your use of the Service. • Your violation of these Terms. • Your use or distribution of AI-generated content. • Your violation of any applicable law, regulation, or third-party rights. • Content you share through group features or any future marketplace.

16. Termination

16.1 By You

You may close your account at any time through your dashboard settings. Upon account closure:

• Your subscription is cancelled at the end of the current billing period. • Your personal information is removed within 30 days. This includes your email, phone, address, business profile, license details, integration tokens, and any API keys you have stored. • Your name and @handle are retained so that messages you previously sent in groups remain attributed to you. The @handle remains reserved against your closed account; if you later re-register with the same email, you may reclaim it during signup. • Past chats with the assistant are retained as part of the platform's audit and support record. Group messages you authored are retained with their original attribution. • Your sessions are revoked immediately and any in-flight chat is terminated. Personal skills are removed from active use. • Audit-log entries about your account activity are retained for compliance purposes. • You may request a data export before closing your account.

16.2 By MentAgent

We may suspend or terminate your access to the Service if:

• You violate these Terms or our Acceptable Use policy. • Your account is used for fraudulent or illegal activity. • You fail to pay subscription fees after a reasonable grace period. • We are required to do so by law.

For violations that are not immediately harmful, we will provide notice and a reasonable opportunity to cure the violation before termination. For serious violations (fraud, abuse, illegal activity), we may terminate access immediately.

16.3 Effect of Termination

Upon termination, your right to use the Service ceases immediately. Sections of these Terms that by their nature should survive termination (including Intellectual Property, Limitation of Liability, Indemnification, and Governing Law) will continue to apply.

17. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. MentAgent disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or secure. We do not warrant that AI-generated content will be accurate, complete, or suitable for any particular purpose. We do not warrant that the Service will meet your specific requirements or comply with the regulations of your jurisdiction.

18. Governing Law & Disputes

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms or the Service shall first be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, conducted in English. The arbitrator's decision shall be final and enforceable in any court of competent jurisdiction.

You agree to resolve disputes with MentAgent on an individual basis. You waive any right to participate in a class action, class arbitration, or representative proceeding against MentAgent.

Nothing in this section prevents either party from seeking injunctive or equitable relief in a court of competent jurisdiction for matters involving intellectual property or data security.

19. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will notify you by email or through a prominent notice on the Service at least 30 days before the changes take effect. Your continued use of the Service after changes become effective constitutes your acceptance of the revised Terms.

If you do not agree to the revised Terms, you may close your account before the changes take effect. For changes that are not material (e.g., clarifications, formatting), we may update the Terms without prior notice.

20. General Provisions

• Entire agreement — These Terms, together with our Privacy Policy, constitute the entire agreement between you and MentAgent regarding the Service. • Severability — If any provision of these Terms is found to be unenforceable, the remaining provisions remain in full force and effect. • Waiver — Our failure to enforce any provision of these Terms does not constitute a waiver of that provision. • Assignment — You may not assign your rights under these Terms without our prior written consent. MentAgent may assign its rights and obligations without restriction. • Force majeure — MentAgent is not liable for delays or failures caused by circumstances beyond our reasonable control, including natural disasters, government actions, or third-party service outages. • Notices — We may send notices to the email address associated with your account. You may send notices to legal@mentagent.ai.

21. Contact

If you have questions about these Terms, please contact us at:

MentAgent, Inc. Email: legal@mentagent.ai Privacy: privacy@mentagent.ai

© 2026 MentAgent, Inc. All rights reserved.

Questions? Reach us at legal@mentagent.ai